Two old ladies Dolly and Ruby

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Two Old Ladies talking about their grandchildren

Two Old ladies dolly and ruby

Two old ladies Dolly and Ruby were talking about their grandchildren.

Dolly said, "Each year I send each of my grandchildren a card with a generous check inside. I never hear from them... never receive a thank you message."

Ruby replies, "I too send my grandchildren a very generous check. I hear from them within a week after they receive it. In fact they each pay me a personal visit."

"Wow! How come ?" remarked Dolly.

"Very simple solution... I don't sign the check!"