Two old ladies Dolly and Ruby

Two Old Ladies talking about their grandchildren

Two Old ladies dolly and ruby

Two old ladies Dolly and Ruby were talking about their grandchildren.

Dolly said, "Each year I send each of my grandchildren a card with a generous check inside. I never hear from them... never receive a thank you message."

Ruby replies, "I too send my grandchildren a very generous check. I hear from them within a week after they receive it. In fact they each pay me a personal visit."

"Wow! How come ?" remarked Dolly.

"Very simple solution... I don't sign the check!"